Real estate financing
and insurance

We provide complete financial services for your property

Buying real estate, whether it is used for living or as an investment, is a significant step. It is necessary to consider very carefully whether it is worthwhile to buy a property with your own funds, or whether it makes more sense to finance it with a loan. Everything needs to be considered with regard to the current market situation, the level of interest rates, real estate prices, etc. When buying real estate, you also need to think about the issue of insurance.


  • Selection from more than 10 institutions on the market (banks, insurance companies)

  • Maximum possible discounts

  • Credit, real estate and personal insurance

  • We act quickly and transparently

We will ask more than 10 institutions on the market (banks, insurance companies) for you, we will use the maximum possible discounts on interest and fees, create a clear comparison, and together we will choose the option that will suit you best. We also offer credit, real estate and personal insurance. We act quickly, we are transparent and we want your complete satisfaction.

Mortgage loan

We will compare offers from the entire financial market for you and choose the option that will best suit your requirements. We consider not only the interest rate, but also the total costs of setting up a mortgage (estimation fees, types of accounts offered, the need for additional insurance, etc.). The goal is for the client to be satisfied and the whole process to go quickly and smoothly.

Insurance

Regardless of the type of insurance, the client's situation must be considered as a whole. It is necessary to include in the insurance only those risks that the client is really at risk of. The sum insured must correspond to a thorough calculation and must be just right. Neither low, so that the client does not pay in the event of damage, nor too high, so that he does not pay unnecessarily high insurance premiums. We always consider the offers of several insurance companies in order to achieve the best price-quality ratio.


Who will take care of you

Ing. Petra Štěpánková, MBA, EFA

Company owner

I have been working in finance since 2008. My beginnings in the field of financial consulting gave me a general practical overview of the functioning of the entire financial market. But I still felt that I wanted to specialize more and move the service closer to clients. Taking care of financial reserves made perfect sense to me in terms of long-term investments and strategy.
Now I take care of interesting clients and together we create reserves that are more than just finances - they are a path to freedom, a choice. I am grateful to be able to do work that fulfills me and helps clients achieve their dreams.
Outside of my work life, I feel great on the tennis court, in the company of people who have something to say. I am a biker, a lover of animals, travel and Werichov-Svěrákov humor.


Jana Ozimek

Client care and administrative support

I have been working in finance since 2008. My beginnings in the field of financial consulting gave me a general practical overview of the functioning of the entire financial market. But I still felt that I wanted to specialize more and move the service closer to clients. Taking care of financial reserves made perfect sense to me in terms of long-term investments and strategy.
Now I take care of interesting clients and together we create reserves that are more than just finances - they are a path to freedom, a choice. I am grateful to be able to do work that fulfills me and helps clients achieve their dreams.


Petr-Max Melka

Private investment advisor

I was drawn to aviation from a young age, and therefore my first job was flying helicopters. The work of a pilot is interesting, but rather monotonous. And because I am an extrovert, I also lacked greater contact with the environment here. In 2022, I met Petra and the world of investments simply enchanted me. Plus, it's working with people that I missed in private aviation.
Piloting is about self-discipline, discipline and a high degree of concentration, which are very important qualities also for processing and creating investment portfolios. This was followed by the acquisition of an investment adviser's license, where I confirmed that I wanted to devote myself to this field.
Meticulous work fulfills me, and providing clients with exclusive investment solutions is my main activity. At Melior, I now also take care of foreign clients, thanks to my native English. In my free time, I practice jiu-jitsu and go golfing.